Skip to main contents
Investment Advising

We offer private wealth and Investment management services tailored to each individual investor’s goals and objectives. We also provide advisory services for corporate investors to manage their corporate assets, including their captive insurance and/or DB pension plan funds.

401(k)/Pension Plans

A 401(k) plan is a qualified plan that includes a feature allowing an employee to elect to have the employer contribute a portion of the employee's wages to an individual account under the plan. The underlying plan can be a profit-sharing, stock bonus, pre-ERISA money purchase pension, or a rural cooperative plan. Generally, deferred wages (elective deferrals) are not subject to federal income tax withholding at the time of deferral, and they are not reported as taxable income on the employee's individual income tax return.

Individual Retirement Planning

Successful planning is much more than accumulating assets, it's about connecting your wealth with your values so you can do what matters most to you. We can help you to clarify your financial decisions so that you can be certain that you are taking the critical steps necessary to accomplish your goals.

Family Protection

A well-designed and customized family protection plan takes into account the individual needs of each family member. It may include life insurance, disability income insurance and long-term care insurance. Financial vehicles such as annuities or life insurances can also be utilized to establish a contingency fund.

Estate Plans

Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own-your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions. No matter how large or how modest, everyone has an estate and something in common-you can't take it with you when you die.

Business Protection Plans

As a business owner, you know that your company is as strong as the employees who work for you. It's up to you to keep them feeling rewarded and appreciated by offering the right key employee benefits. At Allmerits Financial, we offer solutions for your key employee benefit needs with a variety of products that can help with business succession planning, employee retention and supplemental retirement offerings. These benefits utilize life insurance products to provide protection and the opportunity for cash accumulation.

Foreign National Life Insurance Plans

For affluent foreign nationals, there are significant advantages to purchasing U.S. life insurance policies. These individuals can often readily benefit from the maturity and therefore better rates and often higher quality products characteristic of the U.S. life insurance market.

College Financial Planning

As you choose a plan to help save for your child's education, you may also want to find out how financial aid can help you pay for higher education costs. The prospect of paying for college may seem intimidating, but with proper planning, it doesn't have to be.

Medicare Plan

We will help you sign up for a Medicare plan such as Medicare Advantage plan, Supplemental Plan and Prescription plan. Allmerits HealthCare has everything to get you started enrolling in Medicare.